Home | Patax & Co

YOUR PARTNER IN
- TAX PLANNING & ADVISORY
- FINANCIAL PLANNING
- WEALTH MANAGEMENT

We're dedicated to offering tailored tax planning, & advisory, financial planning and wealth management services.

We pride ourselves on a personal, people-centred approach.

We provide personalised tax advice tailored to your needs.

Tax Planning & Preparation:

HMRC Representation: Acting as the client's representative in audits or disputes with tax authorities.

Proactive Tax Strategy: Developing year-round strategies to legally minimise tax burdens on income, investments, and inheritances.

Comprehensive Financial Planning:

This service focuses on the overall financial picture.

Debt Management & Optimisation: Providing advice on managing existing debt and leveraging credit effectively.

Risk Management & Insurance Analysis: Reviewing current insurance coverage (life, health, disability) to ensure adequate protection.

Budgeting & Cash Flow Analysis: Helping clients understand where their money goes and how to optimise savings.

Retirement Planning: Creating strategies to ensure financial security throughout retirement years.

Wealth Management & Investment Advice:

This service is for clients with newly acquired or established assets seeking growth and preservation.

Portfolio Management: Managing investment portfolios tailored to the client's specific risk tolerance and goals.

Estate Planning Coordination: Working with legal professionals to ensure smooth asset transfer to heirs and minimise estate taxes.

Education Fund Planning: Creating tax-efficient plans for funding children's or grandchildren's education.

Charitable Giving Strategies: Structuring donations in the most tax-advantageous manner.

Advanced Tax Structuring and Wealth Transfer

These services focus on legally reducing immediate and future tax liabilities through complex structures.

Trust and Foundation Planning: Establishing and managing complex trust structures (onshore and offshore) to shield assets from inheritance tax (IHT) and lawsuits, while controlling how and when wealth is distributed to heirs across generations.

Family Investment Companies (FICs): Utilising private limited companies to manage family investments, benefiting from lower corporation tax rates compared to personal income tax, and structuring share classes to pass value to future generations tax-efficiently.

Estate and Gift Tax Mitigation: Implementing sophisticated gifting strategies, using lifetime exemptions, and leveraging specific reliefs to reduce the size of the taxable estate and minimise IHT liabilities.

Business Succession Planning: Integrating business transition plans with personal tax goals to minimise Capital Gains Tax (CGT) and IHT upon sale or transfer of the business to the next generation or a third party.

Comprehensive Financial Planning:

This service focuses on the overall financial picture.

Debt Management & Optimisation: Providing advice on managing existing debt and leveraging credit effectively.

Risk Management & Insurance Analysis: Reviewing current insurance coverage (life, health, disability) to ensure adequate protection.

Budgeting & Cash Flow Analysis: Helping clients understand where their money goes and how to optimise savings.

Retirement Planning: Creating strategies to ensure financial security throughout retirement years.

Comprehensive Financial Planning:

This service focuses on the overall financial picture.

Debt Management & Optimisation: Providing advice on managing existing debt and leveraging credit effectively.

Risk Management & Insurance Analysis: Reviewing current insurance coverage (life, health, disability) to ensure adequate protection.

Budgeting & Cash Flow Analysis: Helping clients understand where their money goes and how to optimise savings.

Retirement Planning: Creating strategies to ensure financial security throughout retirement years.